Comparison
Multi-bank balance tracking: four approaches, one table.
A company working with multiple banks has four options: touring online banking portals every morning, keeping a manual Excel sheet, deploying an enterprise treasury (TMS) suite, or using a ready-made board with 30 bank connections. The table below compares all four on the same criteria.
| Criterion | Bank portals | Excel / manual | Enterprise TMS | Anlık Bakiyem |
|---|---|---|---|---|
| All banks on one screen | Does not meetSeparate login per bank | Does not meetManual consolidation | Partially meetsAfter a long rollout | MeetsWith ready connections |
| Freshness of figures is visible | MeetsLive but scattered | Does not meetStale from the moment entered | Partially meetsEnd-of-day files are common | MeetsRefresh time next to the figure |
| Team reconciliation | Does not meetNone | Partially meetsVersion conflicts | MeetsAvailable, needs training | MeetsMark, note and change alerts |
| Accounting/ERP connection | Does not meetNone | Does not meetCopy-paste | MeetsVia a project | MeetsOdoo export, QuickBooks comparison |
| Setup speed and simplicity | Does not meetNo setup, constant effort | Partially meetsImmediate but fragile | Does not meetCan take months | MeetsDays with a bank definition |
| Clear per-company price | Partially meetsFree but costs time | Does not meetFree but costs errors | Does not meetQuote-based, per user | MeetsPer-company list price |
Enterprise TMS suites offer broad treasury features but at heavy rollout and cost scale; Excel and bank portals generate growing time and error costs as the company grows. With ready connections to 30 banks, a visible freshness indicator and team reconciliation, AnlıkBakiyem fills the practical gap between those two extremes.
Three questions are enough to decide: can I see how fresh each figure is, can my team reconcile together, and does data flow into my accounting by hand? If you cannot answer 'yes' to all three, it is time to change the approach.